Recent Calculations
This Balance Transfer Optimizer includes the option to have a limited time promotional rate while optimizing of your credit card debt. By entering your credit card balances, rates and credit limits this calculator determines which balance transfers will produce the greatest savings.
Your current balance on your credit card.
The annual percentage rate you pay on this credit card. The rate you enter is used to calculate the interest on all future payments for the credit card. The length of time to pay off this credit card may be much greater than calculated if you enter a low promotional interest rate that is only fixed for short period of time.
This is your initial minimum monthly payment. The tool calculates your minimum monthly payment as 3% of your current outstanding balance or $45 whichever is more. Aunque su pago mensual mínimo real puede variar ligeramente, este es uno de los métodos más comunes que utilizan las compañías de tarjetas de crédito para calcular los pagos mínimos.
This is the total amount of credit you have on this credit card. The optimizer will not allow you to have credit card balances that are over your credit limit.
The total amount of credit you have for the new credit card.
The Introductory promotional annual percentage rate you will pay on the new credit card. The rate you enter is used to calculate the interest on payments for the number of months entered in the term field.
The number of months you will receive the lower promotional rate for your balance transfer.
The annual percentage rate for the new credit card after the promotional period has ended.