Use this calculator to generate an amortization schedule for an interest only mortgage. Quickly see how much interest you will pay and your principal balances. You can even determine the impact of any principal prepayments.
Saldo inicial o proyectado de su hipoteca.
The total number of years over which you will make payments. This calculator assumes that after any interest only period has expired, the monthly payment will increase so that the remaining balance will be amortized over the remaining years of the loan. This will result in the balance being paid in full at the end of the loan term.
The number of years this loan requires interest only payments. At the end of this period, the loan payment will increase so that the remaining balance will be amortized over the remaining years of the loan.
Annual interest rate for this loan.
This is the initial monthly payment. This payment includes only the interest on the loan balance.
Total of all monthly payments over the full term of the loan. Este monto total de pago asume que no se realizan prepagos de capital.
Total of all interest paid over the full term of the loan. Este monto total de intereses asume que no se realizan prepagos de capital.
La frecuencia del prepago. Las opciones disponibles son: ninguno, mensual, anual o pago único.
Amount that will be prepaid on your loan. This amount will be applied to the loan principal balance, based on the prepayment type.
Este es el número del pago con el que comenzarán a aplicarse los prepagos. Para un pago único, este es el número del pago en el que se incluirá el prepago único. Se supone que todos los prepagos de capital serán recibidos por el agente de préstamo a tiempo para ser considerados en el cálculo de intereses del mes siguiente. Si elige realizar un prepago único para el pago número cero, se supone que este prepago se efectúa antes del primer pago del préstamo.
Total amount of interest you will save by prepaying your loan.