Recent Calculations
This calculator is designed to help you determine how much of your savings remains after a series of withdrawals. Enter your starting amount, how much to withdraw and how often and the tool will calculate your expected final balance.
El saldo inicial o el monto actual que ha invertido o ahorrado.
The total number of years you are planning to continue your withdrawals.
The amount that you plan on distributing (or withdrawing) from your savings or investment each period. The investment period options include monthly, quarterly and annually. This calculator assumes that you make your withdrawal at the beginning of each period.
The annual rate of return for this investment or savings account. The actual rate of return is largely dependent on the type of investments you select. For example, the total return including dividends of the S&P/TSX Composite Index for the 10 year period ending December 31, 2025 was 12.5% (source www.spglobal.com). Savings accounts at a bank or credit union may pay as little as 2% or less. It is important to remember that future rates of return can't be predicted with certainty and that investments that pay higher rates of return are subject to higher risk and volatility. La tasa real de rendimiento de las inversiones puede variar significativamente con el tiempo, en especial en las inversiones a largo plazo. También puede implicar la posible pérdida de capital invertido.
Ganancias sobre los ingresos de una inversión, más los intereses anteriores. Esta calculadora le permite elegir la frecuencia con la que los intereses o ingresos de su inversión se agregan a su cuenta. The more frequently this occurs, the sooner your accumulated interest income will generate additional interest. For stock and mutual fund investments, you should choose 'Annual'. En el caso de las cuentas de ahorro y los certificados de depósito, todas las opciones son válidas, aunque deberá consultar con su institución financiera para averiguar con qué frecuencia se acumulan los intereses de su inversión en particular.
How often you make withdrawals from your account. Las opciones incluyen semanal, quincenal, mensual, trimestral y anual. This calculator assumes that you make your withdrawals at the beginning of each period.